What Really Happens to Home Prices During a Recession? Every time the word recession hits the headlines, uncertainty follows—especially if you're thinking about buying or selling a home. You’re probably asking: Are home prices going to crash? Will mortgage rates shoot up? Should I wait to make a move? All fair questions. And you're definitely not alone. The good news? We don’t...
If someone told you that selling your home off-market could cost you thousands—would you still do it? That’s exactly what happened to home sellers across the country who chose to sell outside the MLS (Multiple Listing Service)—the main database where real estate agents list homes for sale. A new Zillow study found that sellers lost $1 billion in 2023 and 2024 by opting for private sales. On...
Wondering about mortgage rates this winter? Get the insights. As the temperatures drop in Grand Forks, so do the questions about mortgage rates. Are they freezing in place? Heating up? Or doing something as unpredictable as North Dakota weather? Whether you’re a first-time home buyer, upgrading to your dream home, part of our military community, or a growing family looking for more space,...
How Sustainable Housing Trends Are Shaping the Future of Real Estate in Grand Forks If you've been keeping an eye on recent real estate developments, you've likely noticed a significant move toward sustainable, eco-conscious homes. This isn't just a passing trend it's transforming the future of the housing market, both nationally and right here in Grand Forks. Let's explore why green homes are gaining...
As the days grow longer and the chill of winter fades away in Grand Forks, it's time to welcome spring with open arms. But before you get lost in the beauty of blooming flowers and chirping birds, it's essential to ensure that your home is ready to embrace the season too. Spring is the perfect time to give your Grand Forks home some much-needed attention and care. Let's dive into the ultimate spring...
Introduction So, you're ready to take the plunge into homeownership in Grand Forks? Congratulations! It's an exciting journey, but it can also feel overwhelming, especially if you're a first-time buyer. Don't worry; I've got your back. In this guide, we'll walk through everything you need to know to navigate the market like a pro. Understanding the Grand Forks Market as a Buyer Buyer Real Estate...
Smart Budgeting: Assessing Your Financial Health Smart budgeting for your first home is crucial when assessing your financial situation thoroughly. Take stock of your income, expenses, and any existing debts. Calculating your debt-to-income ratio, which measures the percentage of your monthly income that goes towards debt payments, provides a clear picture of your financial standing. This...
Alright, let's talk about the real MVP in the home-buying game: your credit score. It's not just a number; it's like the secret code that decides if you get the keys to your dream house or not. So, take a minute to read through this simplified guide, and let's decode the mystery! Credit Score: The VIP Pass for Mortgages In the mortgage world, your credit score is the VIP pass. Lenders use it to...
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